Credit Score Numbers: What they mean and how to get yours

Posted on June 1st, 2007 by Financial Diva

Your credit score is the most important number you have when it comes to applying for a loan or mortgage. It is free to order copies of your credit report, but unfortunately, you do need to pay to get your credit report.
850 is the highest score you can get, while very bad scores are […]

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Filed under: Credit Repair, Debt

Importance of paying maxed out credit cards first

Posted on May 8th, 2007 by Financial Diva

Here is a handy tip that many women don’t realize. When your credit cards use more than 50% of the credit limit (ie. $5000 or more charged when your limit is $10000) you will get more points cut from your credit score. You should always try and keep less than 50% charged to […]

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Filed under: Debt, Worksheets

Tracking down a deadbeat dad for child support

Posted on February 13th, 2007 by Financial Diva

If you are owed child support but the father has skipped out on making payments and you don’t know where he is living, there is a government resource available to assist you in finding them and getting the money you are owed from them. The Federal Office of Child Support Enforcement runs the Federal […]

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Filed under: Family, Debt

Tips for dealing with divorce & debt

Posted on January 13th, 2007 by Financial Diva

If your marriage breaks down, there are a few things you should do. And it is especially important to know that if YOU signed the loan for something your husband did with the money, you are STILL liable for the debt. Just because the divorce decree says he is, doesn’t mean anything to […]

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Filed under: Debt

Why pre-approved credit cards are a bad idea

Posted on January 3rd, 2007 by Financial Diva

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Filed under: Debt

How much interest are you paying on your credit cards?

Posted on January 1st, 2007 by Financial Diva

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Filed under: Debt

Setting your financial New Year’s Resolutions

Posted on December 28th, 2006 by Financial Diva

2007 is just around the corner, and when you raise that glass of champagne to toast the new year, toast some new financial goals as well. Here are some ideas to get you started:

Set aside $X each month and place in a savings account for retirement
Set aside $X each month for a down payment […]

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Filed under: Debt, Budget

Financial Checkup: Check your credit card interest rates

Posted on December 18th, 2006 by Financial Diva

Did you know that your credit card interest rate might have increased and you haven’t noticed? Spome credit card companies print a tiny notice on the bottom of the statement about it, which unfortunately, many people don’t notice.
Do you have a higher interest rate than you expected? Give your credit card […]

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Filed under: Banking, Debt