Your Banking & Your Privacy

You've probably been receiving privacy notices from banks and other financial companies. These notices explain:

• What personal financial information the company collects.

• Whether the company intends to share your personal financial information.

• What you can do to limit some of that sharing.

• How the company actually protects your personal financial information.

Federal privacy laws give consumers the right to prevent or "opt out" of some sharing of their personal financial information. These laws balance your rights to privacy with financial companies' needs to provide information for normal business purposes.

When you receive your privacy notices, be sure to:

• Read all privacy notices;

• Get answers to your questions from your financial company;

• If applicable, decide whether you want to opt out; and

• If you want to opt out, follow the instructions in the notice- and, if necessary, shop around for a financial institution with the privacy policy you want.

To learn more, see the new consumer guide, Privacy Choices for Your Financial Information. The guide is available at www.federal Single printed copies are available free from Publications, Mail Stop 127, Federal Reserve Board, Washington D.C. 20551 (202-452-3245).

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